From Partisan Banking to Open Access - A Study on the Emergence of Free Banking in Early Nineteenth Century Massachusetts

Qian Lu
My dissertation examines how the financial sector, specifically banks, achieved open entry in early nineteenth-century Massachusetts. The first chapter introduces this question and provides the historical background and conceptual framework necessary for unpacking this question. The second chapter provides new evidence showing how the majority political party, the Federalists, held a monopoly on banks by dominating the state legislature in charge of issuing charters for new banks, effectively prohibiting members of the opposing political party,...
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