Heterogeneous effects of the 2004 health care reform

Helmut Farbmacher, Peter Ihle, Ingrid Schubert, Joachim Winter & Amelie Wuppermann
Background: The health care reform of 2004 was intended to reduce moral hazard in the statutory health insurance through various financial incentives. An important element of the reform has been the introduction of a per-quarter fee for doctor visits. The second part of the reform has been an increa[for full text, please go to the a.m. URL]