Delegation, trust and defaulting in retirement savings: Perspectives from plan executives and members

Adam Butt, Scott Donald, Doug Foster, Susan Thorp & Geoff Warren
We combine survey data from retirement plan members with information from interviews with plan executives to get both perspectives on who accepts the default plan and default investment option and why. We use a natural experiment in default construction where a new regulatory framework required providers to have stipulated default settings in place by early 2014. We find that not all retirement savings plan members who default at the plan choice stage default at the...
This data repository is not currently reporting usage information. For information on how your repository can submit usage information, please see our documentation.