Determination Of The Bank'S Customer Risk Profile: Data Mining Applications

Taner Ersoz, Filiz Ersoz & Seyma Ozbilge
In this study, the clients who applied to a bank branch for loan were analyzed through data mining. The study was composed of the information such as amounts of loans received by personal and SME clients working with the bank branch, installment numbers, number of delays in loan installments, payments available in other banks and number of banks to which they are in debt between 2010 and 2013. The client risk profile was examined through...
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