Essays on empirical banking

Caterina Giannetti
The thesis is structured in three articles which develop microeconometric analysis on the Italian banking industry. The first two articles investigate, relying on different theoretical frameworks and techniques, the degree of competition in the retail segment whereas the third article examines the effects of relationship banking on firm innovativeness. The first article is entitled Intensity of Competition and Market Structure in the Italian Banking Industry. The aim of this work is to empirically test Sutton’s...