Legal Tools for Climate Adaptation Advocacy: Flood Insurance

Matthew Sienkiewicz
If thoughtfully redesigned, the flood insurance regime could be a powerful tool for encouraging sensible coastal land use as we confront the increased danger that climate change poses to these areas. As sea levels rise and storms become more frequent and severe, damage from flooding will increase. A properly constructed insurance regime would ensure that the people affected by this increased flooding pay appropriate insurance premiums. Moreover, such a regime would discourage excess development in...
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