Does the acquisition of ownership form a strict barrier to the application of EU consumer contract law rules? In particular: does the acquisition of ownership prevent a national court from reviewing unfair terms in a mortgage agreement? The CJEU said so in its recent judgement C-598/15 Banco Santander, where a bank itself acquired a mortgaged apartment in a forced sale. We consider this a too formal way of reasoning. In order to make a constructive...

Drawing on ethnographic material from pilgrimages on West Java I argue that understandings of pilgrimage will benefit from including the return home in order to fully appreciate the meaning it holds for pilgrims. If we include into the study an extensive period after coming home, it facilitates situating the practice in a specific socio-cultural context and helps to understand how a pilgrimage partakes in these settings rather than being a ‘ “one off” transient and...

Does the acquisition of ownership form a strict barrier to the application of EU consumer contract law rules? In particular: does the acquisition of ownership prevent a national court from reviewing unfair terms in a mortgage agreement? The CJEU said so in its recent judgement C-598/15 Banco Santander, where a bank itself acquired a mortgaged apartment in a forced sale. We consider this a too formal way of reasoning. In order to make a constructive...